*On approved credit. An annual fee, as set out in your Account Agreement, may be charged to your account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement, Disclosure Statement and the promotional plan disclosure statement (collectively the “Account Agreement”). Finance Charges will accrue on the purchase from the beginning of the Promotional Period, but no minimum payments will be due during the Promotional Period. If you pay the full amount due in
respect of the purchase by the expiration date of the Promotion Period, all of the accrued Finance Charges will be waived and no Finance Charges will be assessed on the purchase. If you do not pay the full amount due by the expiration date of the Promotional Period, all of the accrued Finance Charges will be assessed to your
account at the annual interest rate of 31.99% as shown in your Account Agreement.

*On approved credit. An annual fee, as set out in your Account Agreement, may be charged to your account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement, Disclosure Statement and in the documents provided to you at point of sale (collectively the “Account Agreement”). A reduced interest rate will be charged on the purchase amount. The purchase amount plus interest charges is divided by the term to arrive at equal monthly payments that are due each billing cycle. Interest is precalculated and included in each monthly payment. Terms will be disclosed to you at the point of sale. If the minimum payment is not made when due or if a balance remains after the promotional period expires, interest will be charged at the annual interest rate of 31.99% as shown in your Account Agreement.